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MITEY research edition U.S. focus / dated source records

p.Private LendingTHE RATE DESK / BY MITEYExplore my options ↗

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Business term loan.
The source record.

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Buying, refinancing or financing a business? Tell us what you want to achieve. Ask MITEY to help you understand the options, costs and next steps worth comparing.

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Business term loansSource reviewed

Business term loan

53.2% average APR

Historical average APR · Half-year ending 2026-06-30

Terms: $5,000–$400,000; up to 24 months.
Fees: Origination and early-payoff conditions vary.

Published average APR for originations in the half-year ending June 30, 2026. Not a current starting rate. Some loans issued by Celtic Bank.

Checked 2026-10-23
Review due 2026-11-23 CompareSource & details ↗

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Official source: Open provider page ↗
Our check: 2026-10-23 · Codex-assisted MITEY source review
Source publication / update: Not stated or not independently verified
Observation period: Half-year ending 2026-06-30
Next review: 2026-11-23 · monthly baseline
Source frequency: Not stated on reviewed page

Monthly review; recheck sooner when a material change is reported.

A factual research record, without a live feed or confirmation you qualify. The provider’s quote and agreement govern.

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