Beyond the payment.
Borrowing-base exclusions can matter more than the headline facility limit.
Model collections, operating expenses and reserves alongside financing. Product relevance does not establish availability.
BUSINESS FINANCE FIELD GUIDE
Wholesale & distribution.
Capital with context.
Can stock and receivables support availability through the cycle?
YOUR GOAL FIRST / MITEY
Find a better fit.
For your next move.
Buying, refinancing or financing a business? Tell us what you want to achieve. Ask MITEY to help you understand the options, costs and next steps worth comparing.
01 · AI-assisted, source-linked research02 · Compare the whole cost, beyond the rate03 · Free tools, no credit check to enquire
We aim to help you seek competitive terms. Rates and options depend on the provider, product and your circumstances. A request is not a loan application, approval or guaranteed rate. Any provider introduction requires confirmed availability and your permission.
Help me explore my options ↗
REQUEST RECEIVED
Your next step is in motion.
Bring these documents.
- Supplier and customer terms
- Inventory and receivables aging
- Borrowing-base rules
Compare fairly.
Request net proceeds, exact payment dates, all fees, security, guaranties and an early-payoff illustration. Interest, APR and factors stay separate.
Open the cost workspace ↗Explore relevant structures.
01 / Business capital ↗
Asset-based lending
Borrow against an explicitly eligible collateral base.
1 reviewed programs02 / Specialty ↗Inventory & purchase orders
Finance stock or a particular order through its cash cycle.
Guide · rate coverage open03 / Business capital ↗Invoice factoring
Turn eligible receivables into cash before collection.
1 reviewed programs